Our largest practice area is general liability litigation. Most frequently, we are retained by insurance companies, private businesses and third-party administrators to defend the interests of their insureds, themselves or their principals. Our many years of experience gained through a defense-oriented practice allow us to analyze quickly and correctly the issues, risks and exposures of litigation and to come to the earliest possible decision on whether a case can be resolved short of trial.
We take great pride in our long history of successful client representation in state and federal courts. Our lawyers strive for excellence in a broad spectrum of cases for both carriers and self-insured businesses, including:
- Personal injury claim defense: motor vehicle accidents, trucking liability, medical malpractice, outdoor recreation liability, premises liability, product liability, liquor liability and more
- Professional liability claim defense: medical malpractice, dental malpractice, legal malpractice, architectural malpractice and more
- Bad faith defense
- Property claims counseling
- Liability claims defense
- Subrogation recovery
- Drafting and review of insurance policy forms
- Insurance legislation analysis
The involvement of insurers in nearly all of the litigation defense matters that the firm handles has given the firm's attorneys an in-depth knowledge of the law interpreting insurance policies and the scope of insurance coverage. Accordingly, the firm is employed with some frequency to opine on insurance coverage questions or to handle declaratory actions on behalf of insurers related to insurance coverage. As a further outgrowth of this work, the firm has been employed to defend several different insurers in response to bad faith claims by insureds who allege that their claims were mishandled by their insurer.
These matters are a growing area of concern for insurers in Colorado. Meeting the challenge these issues and claims present demands a thorough knowledge of insurance law and claims handling as it exists in Colorado, along with a sensitivity and willingness to learn and understand the particular practices of individual insurers and their employees. The firm is also aware that the concerns of the insurer being sued are often felt at levels above those where the acts being examined occurred. Additionally, the public's perception of insurance companies adds to the care that must be used in defending the claim. Harris, Karstaedt, Jamison & Powers, P.C., has extensive experience in this field and is in a position to assist virtually any insurer who must respond to these issues in Colorado. Contact us.